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Melbourne Mortgage Broker
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Interest rates continue to fall. Take advantage of new home loans in Victoria.
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Pro-pack Home Loans

High income earners and customers with substantial personal assets can benefit from professional package rates.

Lenders want low risk borrowers, and so if you are in Melbourne, a high income earner and/or have substantial personal assets, you can get a great rate on your home mortgage.  Once only marketed to certain professionals, now these loans are offered to low-risk borrowers in a wide variety of occupations.

Interest Rates keep falling.

Don't trust your home loan to a bank that isn't passing on falls in interest rates. Complete the form below to speak to your local mortgage broker about how much you might save.
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Lower interest rates are offered with pro-packs, usually up to 0.5% lower than the rate on a standard variable or fixed rate loan.  This discount may be even more if the size of the loan is very large.  Most lenders will require you to bundle all your financial products and services together, so your credit cards, personal loans, insurance etc will be together.  You may have to pay an annual fee to use a pro-pack but you will receive discounts on your financial accounts.


Advantages
Lower interest rates of up to 0.5 per cent save customers considerably on their home loan. Discounts on other banking products can apply, for example savings on your credit cards.  Bundling all your financial products into a professional package will give you greater discounts and the convenience of all you accounts in one place.


Disadvantages
As your home loan will make up the biggest component, lenders will require your loan to be over a certain limit.  There is also usually an annual fee on pro-pack accounts, around $300 per year.



This type of loan is suitable for high income earners and customers with substantial personal assets.

If you believe that you qualify, or you want to know more about professional packages and the savings that are on offer, call Your Local Mortgage Broker today on or submit an on line enquiry.

 

 

 

 

 

 

 

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